THE SLOW DEATH OF BTL

Anyone who thinks there is a bright future for buy to let (BTL) has issues with reality recognition. But is it really RIP for the investment of choice for the small guy over the last twenty odd years?

SELLING BEFORE A CRASH

A lot of people lose sleep about selling too late when a property crash looks like it’s on its way. However, the reality is that there is little to worry about – unless you really need to sell in the year or two. 

INTEREST ONLY MORTGAGES

There are two main mortgage types – repayment and interest only. Most people buying a home are not doing so with an interest only mortgage – they are using a repayment mortgage instead.  Why is that and are they making the right decision by doing so?

HOME OWNERS ARE INVESTORS!

If you are uncertain whether to buy your own home, think of doing so as a great investment. Many people look on home ownership as a taking on huge risky debt, but for many if not most people it is typically their biggest and best performing investment – dwarfing returns made from self-employment,

CASH BUYER TACTICS

Not everyone needs a mortgage to buy a property. If you have the money to buy without a mortgage, what tactical advantages does that give you? Can you always secure a bargain as a cash buyer?