Raising a deposit is not excessively difficult You just need to use as many methods as possible Have you tried to raise a deposit to get on the property ladder and given up? Are you trying to raise a deposit now and finding it a real mountain? Raising […]
You heard the one about the people who own a property but are living in rental accommodation? Why are they paying good rent to a landlord?
Home ownership is definitely becoming more difficult in many parts of the country as issues of affordability begin to bite and buyers find it harder than ever to raise the precious deposit needed to secure the home loan they need.
There are two main mortgage types – repayment and interest only. Most people buying a home are not doing so with an interest only mortgage – they are using a repayment mortgage instead. Why is that and are they making the right decision by doing so?
If you are uncertain whether to buy your own home, think of doing so as a great investment. Many people look on home ownership as a taking on huge risky debt, but for many if not most people it is typically their biggest and best performing investment – dwarfing returns made from self-employment,
With raising a deposit being the main hurdle to getting onto the property ladder for most first time buyers, money mastery is clearly a key topic.
No, it is not a “wind-up”; in a manner of speaking, lodgers do give away properties – real bricks and mortar properties. Are you going to be one of those that pick up a freebie – or are you going to look a gift horse in the mouth?
Is your terrible credit record stopping you from getting the mortgage you need to buy that property you want to buy? The good news is that you are not shut out of getting a mortgage forever. To get back into the good books of lenders is not as […]
Perhaps the quickest and easiest way to buy a property is to leverage or use another property. By using another property, you may be able to raise the full deposit you need to get on the property ladder in one single step. So if you […]
This blog is another of my attempts to explode the myth that getting on the property ladder is so difficult for most people, it is more often than not a hopeless task. Yes, it is quite a hurdle; yes it is becoming more difficult with every passing day…but […]