There are two main mortgage types – repayment and interest only. Most people buying a home are not doing so with an interest only mortgage – they are using a repayment mortgage instead. Why is that and are they making the right decision by doing so?
With raising a deposit being the main hurdle to getting onto the property ladder for most first time buyers, money mastery is clearly a key topic.
Listening to the chattering classes with an agenda, it’s easy to think getting onto the property ladder is impossible save