It would be wrong to accuse the government of not having a commitment to homeownership. In my blog government help to buy I considered three of the latest government initiatives aimed at helping first time buyers to climb onto the property ladder: Help to Buy ISA Help to […]
It’s hard to believe but true – the government is doing a few things to help people get on the property ladder. Not everyone will qualify, but it’s worth taking a closer look at what’s on offer. 1. Help to Buy ISA This government initiative applies to first […]
Over the years as a property lawyer and adviser, I have seen far too many sad, sometimes tragic stories, of what can go wrong when property owners fail to take proper professional advice – in good time – before their property problem becomes serious or incurable. In this […]
Saving is not a luxury – it should be considered a necessity – required not just in the case of emergencies but as a source of investment and wealth.
A property strategy you may hear about is buying ‘off-plan’. It’s where the buyer contracts to buy a property before it is fully built, in the hope of benefitting from any increase in its value months down the line when it is completed.
Credit cards are convenient but they can be very expensive. They work in ways which are not always obvious. Follow these strategies to minimise interest payments and charges.
Raising a deposit to buy a property is not easy, but is certainly not impossible – no matter how large the deposit. The more ways you can find to add to your deposit the quicker and larger it will grow.
Some lucky people grow their money with ease – for instance, those who inherit large sums from relatives and those who win the lottery. However, for the vast majority of us, we can only increase our money or wealth by diligently following good money management practices.