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Category: 01 Finance

INTEREST ONLY OR REPAYMENT?

When you are buying a property there are two big choices facing you in terms of selecting the mortgage. Should you opt for an interest only mortgage or a repayment mortgage? Which is best for you? For many people the deal-breaker is cost. Typically interest only mortgages are […]

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MUM & DAD TO THE RESCUE

In these days where it may seem impossible to get a foot on the property ladder, parents and grandparents are increasingly helping their children and grandchildren to become homeowners. 1. The Bank of Mum and Dad   The term “Bank of Mum & Dad” (“BMD” for short) has become […]

MORE GOVERNMENT HELP TO BUY

It would be wrong to accuse the government of not having a commitment to homeownership.  In my blog government help to buy I considered three of the latest government initiatives aimed at helping first time buyers to climb onto the property ladder: Help to Buy ISA Help to […]