Exploiting the Bank of Mum & Dad
Do you have parents, grandparents or other relatives with money or property? Did you know that they can help you to buy a home and get on the property ladder faster?
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Small Sacrifices to Become a Homeowner
What you need to do to own your own home Easy ways to save big money for a deposit Are you a first time buyer looking to buy your first home? Does it all seem pretty daunting? You can succeed by making small but effective sacrifices to amass […]
THE THIRD RULE OF MONEY
Saving is good – but it is super dumb if you only save to spend…for instance, to buy a big ticket depreciating asset which is worth less than you paid for it the minute it arrives at your doorstep.
THE SECOND RULE OF MONEY
For many people, saving is one of the most difficult things to do. But it is one of the easiest skills to master if you go about things in the right way.
THE FIRST RULE OF MONEY
As a property coach committed to helping people achieve their property goals, the obstacle I often come up against goes something like this: “I don’t have any money and can’t save the amount needed to fund a property deposit or to invest”.
INTEREST ONLY MORTGAGES
There are two main mortgage types – repayment and interest only. Most people buying a home are not doing so with an interest only mortgage – they are using a repayment mortgage instead. Why is that and are they making the right decision by doing so?
REPAYMENT MORTGAGES
There are two main mortgage types – repayment and interest only. Most new borrowers are taking out repayment mortgages. Why is that and are they making the right decision by doing so? This blog takes a brief look at the nature, characteristics, pros and cons of a repayment […]
CASH BUYER TACTICS
Not everyone needs a mortgage to buy a property. If you have the money to buy without a mortgage, what tactical advantages does that give you? Can you always secure a bargain as a cash buyer?
BOOST YOUR CREDIT SCORE
Unless you are in the fortunate position of having cash, you are going to need a mortgage to buy a property, and to get a mortgage you will need to have a good enough credit score.
WILL YOU BE TOO LATE?
For years now the UK government has been helping first time buyers to become home owners, splashing out billions of pounds in the process.
