This blog takes an in depth look at 23 of the best ways to get hold of a house deposit – including 3 which hardly anyone would think about… Not being able to save a deposit is one of the biggest hurdles for first time buyers and people […]
Do you have parents, grandparents or other relatives with money or property? Did you know that they can help you to buy a home and get on the property ladder faster?
What you need to do to own your own home Easy ways to save big money for a deposit Are you a first time buyer looking to buy your first home? Does it all seem pretty daunting? You can succeed by making small but effective sacrifices to amass […]
Saving is good – but it is super dumb if you only save to spend…for instance, to buy a big ticket depreciating asset which is worth less than you paid for it the minute it arrives at your doorstep.
For many people, saving is one of the most difficult things to do. But it is one of the easiest skills to master if you go about things in the right way.
As a property coach committed to helping people achieve their property goals, the obstacle I often come up against goes something like this: “I don’t have any money and can’t save the amount needed to fund a property deposit or to invest”.
There are two main mortgage types – repayment and interest only. Most people buying a home are not doing so with an interest only mortgage – they are using a repayment mortgage instead. Why is that and are they making the right decision by doing so?
There are two main mortgage types – repayment and interest only. Most new borrowers are taking out repayment mortgages. Why is that and are they making the right decision by doing so? This blog takes a brief look at the nature, characteristics, pros and cons of a repayment […]
Not everyone needs a mortgage to buy a property. If you have the money to buy without a mortgage, what tactical advantages does that give you? Can you always secure a bargain as a cash buyer?
Unless you are in the fortunate position of having cash, you are going to need a mortgage to buy a property, and to get a mortgage you will need to have a good enough credit score.